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Marino on Money: July 21


Is there any financial help for adoption?

As a parent of two adopted children, I always love to talk about adoption. There is a perception that adoption is expensive. In some cases, that is true, but it isn’t always the case.

Costs will depend on what type of adoption. There are private adoptions, foreign adoptions, or you can adopt children who are in foster care. Foreign adoptions are generally the most expensive, and may involve more than one trip to another country. Private adoptions, which can be done locally, require an attorney. Expenses can vary.

Here are some price ranges for adoption costs.

A child in foster care may cost between $0-$2,500. This is by far the least expensive way to adopt.

Adoption agencies may cost as little at $5,000.

Private or foreign adoptions may cost as little as $8,000.

Other than adopting a child in foster care, the total cost could reach tens of thousands.

You should also understand there is a cost beyond money. Adoption can take a long time, and the process can be emotionally challenging. While it is definitely worth it, you can’t exactly dial 1-800-Gimme-A-Baby and order one. It takes a little more work than that.

What should someone do if they want to adopt? I’ll discuss that on Wednesday.

If you have a financial question for Ross, you can use the Marino on Money page.

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videoAdopting a child is one of the biggest decisions in a parents life. In Tuesday’s Marino on Money, Ross Marino discusses several options and tells you what to expect financially.

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